Earlier in the week, I had the pleasure of interviewing Janet Sanders, CEO and President of Incom Direct, which provides a unique merchant processing services which allows retailers to be charged interchange fees at cost.
For those planning to take a cruise on Carnival Cruise, Discover Card offers their card members the opportunity to get 5% rebates (or discounts depending on how you look at it) when you use your card to buy Carnival Cruise Tickets through the shopdiscover.com online shopping portal. Below is a demonstration of how it works.
You first have to login into your Discover account. Then go to the online merchant partner page. Below is the screen shot of Carnival Cruise as one of their partners.
When you click on the Carnival Cruise icon, it takes you to the page where it lists the terms and conditions.
It never fails. As the public settles into gas prices that are still to high but steady, a wave of rising prices hits hard, leaving consumers feeling the pain of the pinch at the pump. It’s been like this for decades. The only difference being the actual price per gallon. Consumers dream of the days when we might see gas prices once again drop to a little over a buck a gallon, but it’s doubtful that is going to happen anytime soon, if it ever does at all. However,, for those consumers carrying a gas rebate credit card, you might very well be able to use that card to maximize your dollars while spending less on fuel in the long run.
Pump Savings
No. You
A good credit history is an important and valuable element to maintain. Bad credit can impact your life, preventing you from obtaining loans, housing and these days, even a job. You want to fix that bad credit, and though it is possible to do it yourself, some people would prefer to have a professional leading the way. Call it peace of mind or having a hand to hold, it often helps to have someone who knows the industry and knows how to explain things to you, offer advice and make things happen.
Ideally, a credit repair agent only has your best interest in mind. Unfortunately, that is not always the case. In a world where it is all to common for profits to take precedence over ethics, there are many credit repair scams appearing on the scene.
When it comes to out of control finances, sometimes bankruptcy is the only answer. Personal bankruptcy is quite common, with most filers choosing Chapter 7. Chapter 7 is one of the simpler forms of personal bankruptcy, which is why it is so popular. Filing bankruptcy can ease the pain of financial burdens. However, before you file, you need to know what methods you can use and which one is right for you.
Consider DIY Bankruptcy
Yes, you can file for bankruptcy on your own. A do-it-yourself bankruptcy is not a bad idea, if you are willing to put in the time and effort to educate yourself and to do it right.
You want to teach your kids everything they need to know to get started on their own, right? Of course, you can’t literally teach them everything. There are those things that can only be learned through the school of hard knocks. However, you can prepare you kids for the real world by giving them great financial tips, including lessons in credit and credit card usage.
Credit Scores
Sadly, many young adults venture into the world of reality with nary a clue as to what a credit score means, let alone what one is. Parents can give valuable financial lessons by teaching these young ones all about credit scores. S
As soon as your kids are old enough to understand the concept of money and spending, they are probably old enough for lessons in savings, paying bills and using credit. The preteen years is probably the prime time to start teaching these things. By now, the kids probably have an understanding of some aspects of finances, but this is a time when they start to grow and mature in their understanding, and will soon be using these lessons on their own. If you want you children to understand the use of credit, start early.
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